We’ll help you understand the differences between Medicare Parts A, B, C, D, and Medigap plans so you can find the coverage that fits your healthcare needs.
Medicare is a federal health insurance program designed for people 65 years of age or older and individuals with certain disabilities.
Medicare Parts A and B serve as the foundation for coverage, known as Original Medicare.
1. Medicare Part A: Covers hospital services.
2. Medicare Part B: Covers medical services.
** Original Medicare does not cover all costs, so you have the option to add a Medicare Supplement plan to fill gaps in your coverage and a Medicare Part D plan for prescription drugs.
Medicare parts A & B Explained:
1.Medicare Part A covers hospital care, skilled nursing facility care, hospice care, and some home health care.
2.Medicare Part B covers outpatient services, including doctor visits, preventive care, and durable medical equipment.
3.Together parts A & B , form Original Medicare
Private insurance carriers offer Medicare Advantage plans (also called Medicare Part C), which substitute for Original Medicare (Part A and Part B) coverage. Part C plans must at least match Original Medicare’s coverage and may offer additional health and wellness benefits.
Private insurers offer Medicare Part D prescription drug plans. Costs and coverage details may vary by carrier.
If you don’t have drug coverage from another source, such as employer-provided insurance, sign up for a Part D plan as soon as you can. Otherwise, you may have to pay long-term late enrollment penalties.
*Anyone enrolled in Original Medicare (Part A and Part B) is eligible for Part D prescription drug coverage.
*Medicare Part D plans are provided by private insurance carriers to cover prescription drugs.
Nova Vida’s proprietary PlanFit technology harnesses sophisticated machine learning algorithms to find the ideal Medicare Advantage plan for you. We’ll match you with the coverage that’s right for your healthcare needs and financial situation.
Start comparing plans now with our PlanFit technology.
We are here to assist you in navigating your choices and find the right plan for your needs.
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